Nominee / Beneficiary
इच्छाइएको व्यक्ति
menu_bookMeaning
The Nominee (or Beneficiary) is the individual officially named by the policyholder to claim the insurance money if the insured dies. It is highly recommended to keep the nominee updated, especially after major life events like marriage or having children.
lightbulbExample
"Krishna named his wife, Puja, as the nominee. When Krishna passed away, Puja legally received the Rs. 50 Lakh Death Benefit directly from the insurer."
translateअर्थ
इच्छाइएको व्यक्ति (Nominee) भनेको त्यो व्यक्ति हो जसलाई बीमितले आफ्नो मृत्युपछि बीमाको रकम पाउने अधिकार दिएको हुन्छ। विवाह भएपछि वा बच्चा जन्मिएपछि इच्छाइएको व्यक्तिको नाम अद्यावधिक गर्न सुझाव दिइन्छ।
lightbulbउदाहरण
"कृष्णले आफ्नी श्रीमती पूजालाई इच्छाइएको व्यक्तिको रूपमा राखेका थिए। कृष्णको निधनपछि, पूजाले सिधै कम्पनीबाट ५० लाख रुपैयाँ मृत्यु लाभ प्राप्त गरिन्।"